▼ 0.50% · 3.625%
HK$18,747
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,330
−HK$592/mo
Today · 4.125%
HK$19,922
baseline
▲ 0.50% · 4.625%
HK$21,134
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,844/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,855
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,415
−HK$567/mo
Today · 4.125%
HK$21,982
baseline
▲ 0.50% · 4.625%
HK$23,141
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,964/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,621
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,263
−HK$651/mo
Today · 4.125%
HK$21,914
baseline
▲ 0.50% · 4.625%
HK$23,248
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,828/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,941
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,556
−HK$624/mo
Today · 4.125%
HK$24,180
baseline
▲ 0.50% · 4.625%
HK$25,455
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,360/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,496
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$711/mo
Today · 4.125%
HK$23,907
baseline
▲ 0.50% · 4.625%
HK$25,361
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,814/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,026
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$681/mo
Today · 4.125%
HK$26,379
baseline
▲ 0.50% · 4.625%
HK$27,769
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,758/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$770/mo
Today · 4.125%
HK$25,899
baseline
▲ 0.50% · 4.625%
HK$27,475
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,798/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,112
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,839
−HK$738/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,083
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,245
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,062
−HK$829/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,697/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,981
−HK$794/mo
Today · 4.125%
HK$30,775
baseline
▲ 0.50% · 4.625%
HK$32,397
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,550/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$888/mo
Today · 4.125%
HK$29,883
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,766/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,283
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,122
−HK$851/mo
Today · 4.125%
HK$32,973
baseline
▲ 0.50% · 4.625%
HK$34,711
+HK$1,738/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,946/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,994
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$948/mo
Today · 4.125%
HK$31,875
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,750/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,263
−HK$908/mo
Today · 4.125%
HK$35,171
baseline
▲ 0.50% · 4.625%
HK$37,025
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,342/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,869
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$1,008/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,928
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,454
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,405
−HK$965/mo
Today · 4.125%
HK$37,370
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$1,969/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,740/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,744
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$1,067/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,540
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,546
−HK$1,022/mo
Today · 4.125%
HK$39,568
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,085/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,136/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).