20/F B

in THE CULLINAN TOWER 21 - ZONE 5 (STAR SKY)

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15/F A 637 ft² 15/F B 635 ft² 15/F C 531 ft² 15/F D 555 ft² 15/F E 831 ft² 16/F A 637 ft² 16/F B 635 ft² 16/F C 531 ft² 16/F D 555 ft² 16/F E 831 ft² 17/F A 637 ft² 17/F B 635 ft² 17/F C 531 ft² 17/F D 555 ft² 17/F E 831 ft² 18/F A 637 ft² 18/F B 635 ft² 18/F C 531 ft² 18/F D 555 ft² 18/F E 831 ft² 19/F A 637 ft² 19/F B 635 ft² 19/F C 531 ft² 19/F D 555 ft² 19/F E 831 ft² 20/F A 637 ft² 20/F B 635 ft² 20/F C 531 ft² 20/F D 555 ft² 20/F E 831 ft² 21/F A 637 ft² 21/F B 635 ft² 21/F C 531 ft² 21/F D 555 ft² 21/F E 831 ft² 22/F A 637 ft² 22/F B 635 ft² 22/F C 531 ft² 22/F D 531 ft² 22/F E 831 ft² 23/F A 637 ft² 23/F B 635 ft² 23/F C 531 ft² 23/F D 555 ft² 23/F E 798 ft² 25/F A 637 ft² 25/F B 635 ft² 25/F C 531 ft² 25/F D 555 ft² 25/F E 831 ft² 26/F A 637 ft² 26/F B 635 ft² 26/F C 531 ft² 26/F D 555 ft² 26/F E 831 ft² 27/F A 637 ft² 27/F B 635 ft² 27/F C 531 ft² 27/F D 555 ft² 27/F E 831 ft² 28/F A 637 ft² 28/F B 635 ft² 28/F C 531 ft² 28/F D 555 ft² 28/F E 831 ft² 29/F A 637 ft² 29/F B 635 ft² 29/F C 531 ft² 29/F D 555 ft² 29/F E 831 ft² 30/F A 637 ft² 30/F B 635 ft² 30/F D 555 ft² 30/F E 831 ft² 30/F C 501 ft² 31/F A 637 ft² 31/F B 635 ft² 31/F C 531 ft² 31/F D 555 ft² 31/F E 831 ft² 32/F A 637 ft² 32/F B 635 ft² 32/F D 555 ft² 32/F E 831 ft² 32/F C 531 ft² 33/F A 637 ft² 33/F B 635 ft² 33/F C 531 ft² 33/F D 555 ft² 33/F E 831 ft² 35/F A 637 ft² 35/F B 635 ft² 35/F C 531 ft² 35/F D 555 ft² 35/F E 831 ft² 36/F A 637 ft² 36/F B 635 ft² 36/F C 531 ft² 36/F D 555 ft² 36/F E 831 ft² 37/F A 637 ft² 37/F B 635 ft² 37/F C 531 ft² 37/F D 555 ft² 37/F E 831 ft² 38/F A 637 ft² 38/F B 635 ft² 38/F C 531 ft² 38/F D 555 ft² 38/F E 831 ft² 50/F A 667 ft² 50/F C 535 ft² 50/F D 551 ft² 50/F E 828 ft² 50/F F 674 ft² 50/F H 434 ft² 50/F J 530 ft² 50/F K 434 ft² 50/F G 677 ft² 51/F A 640 ft² 51/F B 636 ft² 51/F C 504 ft² 51/F D 551 ft² 51/F E 828 ft² 51/F F 674 ft² 51/F G 677 ft² 51/F H 434 ft² 51/F J 530 ft² 51/F K 434 ft² 52/F A 640 ft² 52/F B 636 ft² 52/F C 535 ft² 52/F D 551 ft² 52/F E 828 ft² 52/F F 674 ft² 52/F G 677 ft² 52/F H 434 ft² 52/F J 530 ft² 52/F K 434 ft² 55/F A 640 ft² 55/F B 610 ft² 55/F C 535 ft² 55/F E 828 ft² 55/F F 674 ft² 55/F G 677 ft² 55/F H 434 ft² 55/F J 530 ft² 55/F K 434 ft² 55/F D 551 ft² 56/F A 640 ft² 56/F B 636 ft² 56/F C 535 ft² 56/F D 551 ft² 56/F E 828 ft² 56/F F 674 ft² 56/F G 677 ft² 56/F H 434 ft² 56/F J 530 ft² 56/F K 434 ft² 57/F A 640 ft² 57/F B 636 ft² 57/F C 535 ft² 57/F D 551 ft² 57/F E 828 ft² 57/F F 674 ft² 57/F G 677 ft² 57/F H 434 ft² 57/F J 530 ft² 57/F K 434 ft² 59/F A 640 ft² 59/F B 636 ft² 59/F C 535 ft² 59/F D 551 ft² 59/F E 828 ft² 59/F F 674 ft² 59/F G 677 ft² 59/F H 434 ft² 59/F J 530 ft² 59/F K 434 ft² 60/F A 640 ft² 60/F B 636 ft² 60/F C 535 ft² 60/F D 551 ft² 60/F E 828 ft² 60/F F 674 ft² 60/F G 677 ft² 60/F J 530 ft² 60/F K 434 ft² 61/F A 640 ft² 61/F B 636 ft² 61/F C 535 ft² 61/F D 551 ft² 61/F E 828 ft² 61/F F 674 ft² 61/F G 677 ft² 61/F H 434 ft² 61/F J 530 ft² 61/F K 434 ft² 62/F A 640 ft² 62/F B 636 ft² 62/F D 551 ft² 62/F E 828 ft² 62/F F 674 ft² 62/F G 677 ft² 62/F H 434 ft² 62/F J 530 ft² 62/F K 434 ft² 63/F A 640 ft² 63/F B 636 ft² 63/F D 551 ft² 63/F E 828 ft² 63/F F 674 ft² 63/F G 677 ft² 63/F H 434 ft² 63/F J 530 ft² 63/F K 434 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$20.35M

≈ HK$32,054 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.11M, with repayments around HK$69,052/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$64,978

−HK$4,074/mo

▼ 0.25% · 3.875%

HK$66,999

−HK$2,053/mo

Today · 4.125%

HK$69,052

baseline

▲ 0.50% · 4.625%

HK$73,254

+HK$4,202/mo

Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,104/mo (50% DSR)

Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,416 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Kowloon

≈ 2 min walk · 92 m

Education

schools within 1 km (2 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station.

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 635 Saleable ft²
Gross Area: 837 ft²
Efficiency: 76%
District: Yau Tsim Mong District · Kowloon
School net (POA): 31

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2011-01-28	HK$15.05M	+45.4%	HK$23,701	HK$17,981
2009-05-19	HK$10.35M	—	HK$16,299	HK$12,366

Other appraised units in this building

Data sourced from Renavon.com