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Home Yau Tsim Mong District THE CULLINAN TOWER 21 - ZONE 2 (LUNA SKY)

20/F D

in THE CULLINAN TOWER 21 - ZONE 2 (LUNA SKY)

Yau Tsim Mong District · Kowloon

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Floor
15/F A 1,391 ft² 15/F B 1,262 ft² 15/F C 997 ft² 15/F D 872 ft² 16/F A 1,391 ft² 16/F B 1,262 ft² 16/F C 997 ft² 16/F D 872 ft² 17/F A 1,391 ft² 17/F B 1,262 ft² 17/F C 997 ft² 17/F D 872 ft² 18/F A 1,391 ft² 18/F B 1,262 ft² 18/F D 872 ft² 18/F C 997 ft² 19/F A 1,391 ft² 19/F B 1,262 ft² 19/F C 997 ft² 19/F D 872 ft² 20/F A 1,391 ft² 20/F B 1,262 ft² 20/F C 997 ft² 20/F D 872 ft² 21/F A 1,391 ft² 21/F B 1,262 ft² 21/F C 997 ft² 21/F D 872 ft² 22/F A 1,325 ft² 22/F B 1,262 ft² 22/F C 997 ft² 22/F D 872 ft² 23/F A 1,391 ft² 23/F B 1,262 ft² 23/F C 997 ft² 23/F D 872 ft² 25/F A 1,391 ft² 25/F B 1,262 ft² 25/F C 995 ft² 25/F D 872 ft² 26/F A 1,391 ft² 26/F B 1,262 ft² 26/F C 997 ft² 26/F D 872 ft² 27/F A 1,391 ft² 27/F B 1,262 ft² 27/F C 997 ft² 27/F D 872 ft² 28/F A 1,391 ft² 28/F B 1,262 ft² 28/F C 997 ft² 28/F D 872 ft² 29/F A 1,394 ft² 29/F B 1,265 ft² 29/F C 999 ft² 29/F D 872 ft² 30/F A 1,394 ft² 30/F B 1,265 ft² 30/F C 999 ft² 30/F D 872 ft² 31/F A 1,394 ft² 31/F B 1,265 ft² 31/F C 999 ft² 31/F D 872 ft² 32/F A 1,394 ft² 32/F B 1,265 ft² 32/F C 999 ft² 32/F D 872 ft² 33/F A 1,394 ft² 33/F B 1,265 ft² 33/F C 999 ft² 33/F D 872 ft² 35/F A 1,394 ft² 35/F B 1,265 ft² 35/F C 999 ft² 35/F D 826 ft² 36/F A 1,394 ft² 36/F B 1,265 ft² 36/F C 999 ft² 36/F D 872 ft² 37/F A 1,395 ft² 37/F B 1,265 ft² 37/F C 999 ft² 37/F D 872 ft² 38/F A 1,395 ft² 38/F B 1,265 ft² 38/F C 999 ft² 38/F D 872 ft² 50/F A 1,377 ft² 50/F B 1,227 ft² 50/F C 1,008 ft² 50/F D 875 ft² 51/F A 1,377 ft² 51/F B 1,281 ft² 51/F C 1,008 ft² 51/F D 875 ft² 52/F A 1,377 ft² 52/F B 1,227 ft² 52/F C 963 ft² 52/F D 875 ft² 55/F A 1,377 ft² 55/F B 1,281 ft² 55/F C 1,008 ft² 55/F D 875 ft² 56/F A 1,377 ft² 56/F B 1,281 ft² 56/F C 1,008 ft² 56/F D 875 ft² 57/F A 1,377 ft² 57/F B 1,281 ft² 57/F C 1,008 ft² 57/F D 875 ft² 59/F A 1,377 ft² 59/F B 1,281 ft² 59/F C 1,008 ft² 59/F D 831 ft² 60/F A 1,377 ft² 60/F B 1,281 ft² 60/F C 1,008 ft² 60/F D 875 ft² 61/F A 1,377 ft² 61/F B 1,281 ft² 61/F C 1,008 ft² 61/F D 875 ft² 62/F A 1,377 ft² 62/F B 1,281 ft² 62/F C 1,008 ft² 62/F D 875 ft² 63/F A 1,377 ft² 63/F B 1,281 ft² 63/F C 1,008 ft² 63/F D 875 ft²
Crescira AVM · estimated value ● Medium confidence
HK$28.22M
≈ HK$32,362 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.47M, with repayments around HK$95,737/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$90,088
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,890
−HK$2,847/mo
Today · 4.125%
HK$95,737
baseline
▲ 0.50% · 4.625%
HK$101,562
+HK$5,825/mo

Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,474/mo (50% DSR)

Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,339 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 2 min walk · 92 m
Education
13
schools within 1 km (2 within 500 m)
Daily convenience
21
within 1 km (3 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station.

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
D
Saleable Area
872 Saleable ft²
Gross Area
1,221 ft²
Efficiency
71%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2009-03-26 HK$15.75M —

Other appraised units in this building

15/F A
1,391 ft²
HK$49.65M
15/F B
1,262 ft²
HK$44.05M
15/F C
997 ft²
HK$33.77M
15/F D
872 ft²
HK$27.78M
16/F A
1,391 ft²
HK$49.84M
16/F B
1,262 ft²
HK$44.22M
Data sourced from Renavon.com