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Crescira AVM · estimated value Medium confidence
HK$25.65M
≈ HK$16,680 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.70M, with repayments around HK$87,032/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$81,896
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,444
−HK$2,588/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$92,328
+HK$5,296/mo

Deposit HK$7.70M · loan HK$17.96M · min. income ≈ HK$174,064/mo (50% DSR)

Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$1,090,289 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
C
Saleable Area
1,538 ft²
Gross Area
1,952 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2026-03-24 HK$26.50M +44.2%
16.6y
2009-09-09 HK$18.38M +11.4%
2009-08-07 HK$16.50M +58.7%
2004-03-10 HK$10.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 11 min walk · 831 m
Education
105
schools within 1 km (44 within 500 m)
Daily convenience
18
within 1 km (2 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 105 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com