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Crescira AVM · estimated value Medium confidence
HK$58.04M
≈ HK$27,943 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.41M, with repayments around HK$196,896/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$185,277
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$191,040
−HK$5,856/mo
Today · 4.125%
HK$196,896
baseline
▲ 0.50% · 4.625%
HK$208,876
+HK$11,980/mo

Deposit HK$17.41M · loan HK$40.63M · min. income ≈ HK$393,792/mo (50% DSR)

Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$2,466,604 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
2,077 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2026-01-09 HK$37.75M −42.8%
8.6y
2017-06-06 HK$66.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 8 min walk · 590 m
Education
92
schools within 1 km (20 within 500 m)
Daily convenience
22
within 1 km (9 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 92 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com