Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$55.66M
≈ HK$26,072 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.70M, with repayments around HK$188,839/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$177,696
−HK$11,143/mo
▼ 0.25% · 3.875%
HK$183,223
−HK$5,616/mo
Today · 4.125%
HK$188,839
baseline
▲ 0.50% · 4.625%
HK$200,329
+HK$11,490/mo

Deposit HK$16.70M · loan HK$38.96M · min. income ≈ HK$377,678/mo (50% DSR)

Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,365,671 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
2,135 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2017-10-18 HK$72.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 8 min walk · 590 m
Education
92
schools within 1 km (20 within 500 m)
Daily convenience
22
within 1 km (9 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 92 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building