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Crescira AVM · estimated value Medium confidence
HK$71.54M
≈ HK$35,952 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.46M, with repayments around HK$242,715/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$228,393
−HK$14,322/mo
▼ 0.25% · 3.875%
HK$235,497
−HK$7,218/mo
Today · 4.125%
HK$242,715
baseline
▲ 0.50% · 4.625%
HK$257,484
+HK$14,769/mo

Deposit HK$21.46M · loan HK$50.08M · min. income ≈ HK$485,430/mo (50% DSR)

Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$3,040,606 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,990 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2021-11-08 HK$83.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 12 min walk · 915 m
Education
111
schools within 1 km (25 within 500 m)
Daily convenience
24
within 1 km (1 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 111 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com