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Crescira AVM · estimated value Medium confidence
HK$14.00M
≈ HK$15,491 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.20M, with repayments around HK$47,508/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,705
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,413/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,399
+HK$2,891/mo

Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,016/mo (50% DSR)

Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,140 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
C
Saleable Area
904 ft²
Gross Area
1,138 ft²
Efficiency
79%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2012-04-30 HK$9.20M +371.8%
1999-03-18 HK$1.95M −81.8%
1997-11-21 HK$10.71M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 5 min walk · 347 m
Education
56
schools within 1 km (21 within 500 m)
Daily convenience
90
within 1 km (19 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 90 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com