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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,402/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,804/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 59%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-27 | HK$3.20M | +30.6% 4.5y · 7.0%/yr |
| 2012-10-29 | HK$2.45M | +87.0% |
| 2009-04-16 | HK$1.31M | +3.1% |
| 2008-05-15 | HK$1.27M | +23.3% |
| 2008-01-25 | HK$1.03M | +9.6% |
| 2006-01-18 | HK$940K | +36.2% |
| 2005-07-15 | HK$690K | +56.8% |
| 2004-06-01 | HK$440K | −48.2% |
| 1997-01-28 | HK$850K | — |