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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,047/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.49M · min. income ≈ HK$24,094/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 59%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-06-16 | HK$3.06M | +0.0% 0.5y |
| 2016-12-15 | HK$3.06M | +121.7% 6.6y · 19.0%/yr |
| 2010-05-25 | HK$1.38M | +9.5% |
| 2010-02-17 | HK$1.26M | +23.5% |
| 2009-07-08 | HK$1.02M | +88.9% |
| 2003-06-14 | HK$540K | +12.5% |
| 2003-04-15 | HK$480K | — |