▼ 0.50% · 3.625%
HK$5,024
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$159/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$152/mo
Today · 4.125%
HK$5,891
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,782/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$175/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$167/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$342/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$191/mo
Today · 4.125%
HK$6,407
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,814/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$182/mo
Today · 4.125%
HK$7,069
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$373/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,138/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$207/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,363
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,266
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$198/mo
Today · 4.125%
HK$7,659
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$403/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,318/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$223/mo
Today · 4.125%
HK$7,475
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,950/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,035
−HK$213/mo
Today · 4.125%
HK$8,248
baseline
▲ 0.50% · 4.625%
HK$8,682
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,496/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,536
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,770
−HK$239/mo
Today · 4.125%
HK$8,009
baseline
▲ 0.50% · 4.625%
HK$8,496
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,018/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,384
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,609
−HK$228/mo
Today · 4.125%
HK$8,837
baseline
▲ 0.50% · 4.625%
HK$9,303
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,674/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,038
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,289
−HK$254/mo
Today · 4.125%
HK$8,543
baseline
▲ 0.50% · 4.625%
HK$9,062
+HK$519/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,086/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,943
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,183
−HK$243/mo
Today · 4.125%
HK$9,426
baseline
▲ 0.50% · 4.625%
HK$9,923
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,852/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,541
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,807
−HK$269/mo
Today · 4.125%
HK$9,076
baseline
▲ 0.50% · 4.625%
HK$9,629
+HK$553/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,152/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,502
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,756
−HK$259/mo
Today · 4.125%
HK$10,015
baseline
▲ 0.50% · 4.625%
HK$10,543
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,030/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,043
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,325
−HK$285/mo
Today · 4.125%
HK$9,610
baseline
▲ 0.50% · 4.625%
HK$10,195
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,220/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,061
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,330
−HK$274/mo
Today · 4.125%
HK$10,604
baseline
▲ 0.50% · 4.625%
HK$11,163
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,208/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).