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At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,041/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,082/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 93 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 99%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-23 | HK$4.00M | +0.5% 1.0y · 1.0%/yr |
| 2018-10-05 | HK$3.98M | +186.3% 7.8y · 24.0%/yr |
| 2010-12-20 | HK$1.39M | +20.9% |
| 2009-09-25 | HK$1.15M | −10.2% |
| 1998-09-10 | HK$1.28M | +4.1% |
| 1997-11-13 | HK$1.23M | — |