▼ 0.50% · 3.625%
HK$4,160
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$132/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$126/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$295/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$138/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$158/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$322/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$151/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,162
+HK$309/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$171/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$349/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$164/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$334/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$177/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$197/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,941
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$188/mo
Today · 4.125%
HK$7,316
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,632/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,863
−HK$210/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,404
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,603
−HK$201/mo
Today · 4.125%
HK$7,804
baseline
▲ 0.50% · 4.625%
HK$8,216
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$224/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$457/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,078
−HK$214/mo
Today · 4.125%
HK$8,292
baseline
▲ 0.50% · 4.625%
HK$8,729
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,584/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$237/mo
Today · 4.125%
HK$7,957
baseline
▲ 0.50% · 4.625%
HK$8,441
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,914/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,330
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,553
−HK$227/mo
Today · 4.125%
HK$8,780
baseline
▲ 0.50% · 4.625%
HK$9,243
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,560/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).