▼ 0.50% · 3.625%
HK$4,078
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$129/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$263/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$124/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$252/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$142/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$290/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$136/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$277/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$154/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$317/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$148/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$303/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$168/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$160/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,887
−HK$180/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$173/mo
Today · 4.125%
HK$6,695
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$352/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,390/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$194/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,988
−HK$185/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$206/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,453
−HK$198/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$219/mo
Today · 4.125%
HK$7,367
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$449/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,734/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,919
−HK$210/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,558
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,340
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,569
−HK$232/mo
Today · 4.125%
HK$7,801
baseline
▲ 0.50% · 4.625%
HK$8,275
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,602/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,166
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,385
−HK$222/mo
Today · 4.125%
HK$8,607
baseline
▲ 0.50% · 4.625%
HK$9,061
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,214/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).