▼ 0.50% · 3.625%
HK$6,463
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$205/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$418/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$196/mo
Today · 4.125%
HK$7,579
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$399/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$15,158/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,110
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,331
−HK$224/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$8,015
+HK$460/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,909
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,122
−HK$215/mo
Today · 4.125%
HK$8,337
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$439/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$16,674/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,756
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$245/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,744
+HK$502/mo
Deposit HK$1.13M · loan HK$1.70M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,628
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,860
−HK$235/mo
Today · 4.125%
HK$9,095
baseline
▲ 0.50% · 4.625%
HK$9,574
+HK$479/mo
Deposit HK$1.13M · loan HK$1.70M · min. income ≈ HK$18,190/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,402
−HK$527/mo
▼ 0.25% · 3.875%
HK$8,664
−HK$265/mo
Today · 4.125%
HK$8,929
baseline
▲ 0.50% · 4.625%
HK$9,473
+HK$544/mo
Deposit HK$992K · loan HK$1.84M · min. income ≈ HK$17,858/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,347
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,598
−HK$254/mo
Today · 4.125%
HK$9,852
baseline
▲ 0.50% · 4.625%
HK$10,372
+HK$520/mo
Deposit HK$992K · loan HK$1.84M · min. income ≈ HK$19,704/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,049
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,330
−HK$286/mo
Today · 4.125%
HK$9,616
baseline
▲ 0.50% · 4.625%
HK$10,201
+HK$585/mo
Deposit HK$850K · loan HK$1.98M · min. income ≈ HK$19,232/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,067
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,336
−HK$274/mo
Today · 4.125%
HK$10,610
baseline
▲ 0.50% · 4.625%
HK$11,170
+HK$560/mo
Deposit HK$850K · loan HK$1.98M · min. income ≈ HK$21,220/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,695
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,997
−HK$306/mo
Today · 4.125%
HK$10,303
baseline
▲ 0.50% · 4.625%
HK$10,930
+HK$627/mo
Deposit HK$709K · loan HK$2.13M · min. income ≈ HK$20,606/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,786
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,075
−HK$293/mo
Today · 4.125%
HK$11,368
baseline
▲ 0.50% · 4.625%
HK$11,968
+HK$600/mo
Deposit HK$709K · loan HK$2.13M · min. income ≈ HK$22,736/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,341
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,663
−HK$327/mo
Today · 4.125%
HK$10,990
baseline
▲ 0.50% · 4.625%
HK$11,658
+HK$668/mo
Deposit HK$567K · loan HK$2.27M · min. income ≈ HK$21,980/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,505
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,813
−HK$313/mo
Today · 4.125%
HK$12,126
baseline
▲ 0.50% · 4.625%
HK$12,765
+HK$639/mo
Deposit HK$567K · loan HK$2.27M · min. income ≈ HK$24,252/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,988
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,329
−HK$348/mo
Today · 4.125%
HK$11,677
baseline
▲ 0.50% · 4.625%
HK$12,387
+HK$710/mo
Deposit HK$425K · loan HK$2.41M · min. income ≈ HK$23,354/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,224
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,551
−HK$333/mo
Today · 4.125%
HK$12,884
baseline
▲ 0.50% · 4.625%
HK$13,563
+HK$679/mo
Deposit HK$425K · loan HK$2.41M · min. income ≈ HK$25,768/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,634
−HK$730/mo
▼ 0.25% · 3.875%
HK$11,996
−HK$368/mo
Today · 4.125%
HK$12,364
baseline
▲ 0.50% · 4.625%
HK$13,116
+HK$752/mo
Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,728/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,943
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,290
−HK$352/mo
Today · 4.125%
HK$13,642
baseline
▲ 0.50% · 4.625%
HK$14,361
+HK$719/mo
Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$27,284/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).