▼ 0.50% · 3.625%
HK$4,095
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$129/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$265/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$124/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$142/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$292/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$136/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$279/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$156/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$148/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,065
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$169/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$162/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$181/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$370/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$174/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$354/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,333
−HK$194/mo
Today · 4.125%
HK$6,527
baseline
▲ 0.50% · 4.625%
HK$6,924
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,054/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,833
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,016
−HK$186/mo
Today · 4.125%
HK$7,202
baseline
▲ 0.50% · 4.625%
HK$7,581
+HK$379/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,404/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,755
−HK$207/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,386
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,288
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,484
−HK$198/mo
Today · 4.125%
HK$7,682
baseline
▲ 0.50% · 4.625%
HK$8,087
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,364/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,177
−HK$220/mo
Today · 4.125%
HK$7,397
baseline
▲ 0.50% · 4.625%
HK$7,847
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,794/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$211/mo
Today · 4.125%
HK$8,162
baseline
▲ 0.50% · 4.625%
HK$8,592
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,324/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,370
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,599
−HK$233/mo
Today · 4.125%
HK$7,832
baseline
▲ 0.50% · 4.625%
HK$8,309
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,664/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,199
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,419
−HK$223/mo
Today · 4.125%
HK$8,642
baseline
▲ 0.50% · 4.625%
HK$9,098
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,284/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).