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At today's rate and a 90% mortgage, the deposit on this unit is about HK$365K, with repayments around HK$15,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$365K · loan HK$3.29M · min. income ≈ HK$31,880/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 80%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-29 | HK$5.10M | +7.4% 3.0y · 2.0%/yr |
| 2019-03-25 | HK$4.75M | +74.6% 7.8y · 10.0%/yr |
| 2011-06-23 | HK$2.72M | +177.6% |
| 2003-02-05 | HK$980K | −57.4% |
| 1997-08-21 | HK$2.30M | +21.1% |
| 1997-06-10 | HK$1.90M | +16.6% |
| 1996-05-21 | HK$1.63M | — |