▼ 0.50% · 3.625%
HK$20,335
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,967
−HK$643/mo
Today · 4.125%
HK$21,610
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,220/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,622
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,229
−HK$615/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,368
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,064
−HK$707/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,884
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,552
−HK$677/mo
Today · 4.125%
HK$26,229
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,458/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,402
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,161
−HK$771/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,510
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$739/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$836/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$800/mo
Today · 4.125%
HK$30,997
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$61,994/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,468
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,354
−HK$900/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,841/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,520
−HK$862/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,502
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,451
−HK$964/mo
Today · 4.125%
HK$32,415
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,830/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,933
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,843
−HK$923/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,652
+HK$1,886/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,535
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,547
−HK$1,029/mo
Today · 4.125%
HK$34,576
baseline
▲ 0.50% · 4.625%
HK$36,679
+HK$2,103/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,152/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,195
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,166
−HK$985/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,162
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,569
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,644
−HK$1,093/mo
Today · 4.125%
HK$36,737
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$2,235/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,474/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,457
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,489
−HK$1,046/mo
Today · 4.125%
HK$40,535
baseline
▲ 0.50% · 4.625%
HK$42,672
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,070/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,602
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,741
−HK$1,157/mo
Today · 4.125%
HK$38,898
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,366/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,796/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,720
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,812
−HK$1,108/mo
Today · 4.125%
HK$42,920
baseline
▲ 0.50% · 4.625%
HK$45,182
+HK$2,262/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,840/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).