▼ 0.50% · 3.625%
HK$19,239
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,838
−HK$608/mo
Today · 4.125%
HK$20,446
baseline
▲ 0.50% · 4.625%
HK$21,690
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,892/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,977
−HK$583/mo
Today · 4.125%
HK$22,560
baseline
▲ 0.50% · 4.625%
HK$23,749
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,120/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,163
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,821
−HK$669/mo
Today · 4.125%
HK$22,490
baseline
▲ 0.50% · 4.625%
HK$23,859
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,980/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,544
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,175
−HK$641/mo
Today · 4.125%
HK$24,816
baseline
▲ 0.50% · 4.625%
HK$26,124
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,632/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,087
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,805
−HK$730/mo
Today · 4.125%
HK$24,535
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,493/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,070/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,684
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,373
−HK$699/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,499
+HK$1,427/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$790/mo
Today · 4.125%
HK$26,579
baseline
▲ 0.50% · 4.625%
HK$28,197
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,158/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,824
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$757/mo
Today · 4.125%
HK$29,328
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,656/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$851/mo
Today · 4.125%
HK$28,624
baseline
▲ 0.50% · 4.625%
HK$30,366
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,248/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$816/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,249
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,756
−HK$913/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$874/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$1,783/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,783
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$973/mo
Today · 4.125%
HK$32,713
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,426/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$932/mo
Today · 4.125%
HK$36,096
baseline
▲ 0.50% · 4.625%
HK$37,998
+HK$1,902/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,192/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,707
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,034/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$990/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,021/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,631
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$1,094/mo
Today · 4.125%
HK$36,802
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$2,240/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,604/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,526
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,559
−HK$1,049/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$42,748
+HK$2,140/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,120 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).