▼ 0.50% · 3.625%
HK$20,991
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$663/mo
Today · 4.125%
HK$22,307
baseline
▲ 0.50% · 4.625%
HK$23,664
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,614/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,352
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,978
−HK$636/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$25,911
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$730/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$699/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,502
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,189
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$797/mo
Today · 4.125%
HK$26,769
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,628/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,538/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,022
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$762/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,093
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$862/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$826/mo
Today · 4.125%
HK$31,998
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,996/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,301
−HK$929/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$33,130
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,570
−HK$889/mo
Today · 4.125%
HK$34,459
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,918/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$995/mo
Today · 4.125%
HK$33,461
baseline
▲ 0.50% · 4.625%
HK$35,497
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,922/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,028
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,967
−HK$954/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,585
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$1,061/mo
Today · 4.125%
HK$35,691
baseline
▲ 0.50% · 4.625%
HK$37,863
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,382/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,363
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,365
−HK$1,017/mo
Today · 4.125%
HK$39,382
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,764/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,684
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,794
−HK$1,128/mo
Today · 4.125%
HK$37,922
baseline
▲ 0.50% · 4.625%
HK$40,230
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,844/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,698
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,763
−HK$1,080/mo
Today · 4.125%
HK$41,843
baseline
▲ 0.50% · 4.625%
HK$44,049
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,686/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,783
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,959
−HK$1,194/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,596
+HK$2,443/mo
Deposit HK$921K · loan HK$8.28M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,034
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,144/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$46,640
+HK$2,335/mo
Deposit HK$921K · loan HK$8.28M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).