▼ 0.50% · 3.625%
HK$22,572
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,274
−HK$713/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,447
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$683/mo
Today · 4.125%
HK$26,468
baseline
▲ 0.50% · 4.625%
HK$27,863
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,936/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,602
−HK$784/mo
Today · 4.125%
HK$26,386
baseline
▲ 0.50% · 4.625%
HK$27,992
+HK$1,606/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,772/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,622
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,363
−HK$752/mo
Today · 4.125%
HK$29,115
baseline
▲ 0.50% · 4.625%
HK$30,649
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,230/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,086
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,929
−HK$856/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,536
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,941
−HK$820/mo
Today · 4.125%
HK$31,761
baseline
▲ 0.50% · 4.625%
HK$33,436
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,522/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,256
−HK$928/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,644
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,520
−HK$888/mo
Today · 4.125%
HK$34,408
baseline
▲ 0.50% · 4.625%
HK$36,222
+HK$1,814/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,816/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,601
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,584
−HK$998/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,626
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,156
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$957/mo
Today · 4.125%
HK$37,055
baseline
▲ 0.50% · 4.625%
HK$39,008
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,110/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,858
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,911
−HK$1,070/mo
Today · 4.125%
HK$35,981
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,190/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,962/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,677
−HK$1,025/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$41,794
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$1,141/mo
Today · 4.125%
HK$38,380
baseline
▲ 0.50% · 4.625%
HK$40,715
+HK$2,335/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,760/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,255
−HK$1,093/mo
Today · 4.125%
HK$42,348
baseline
▲ 0.50% · 4.625%
HK$44,581
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,696/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,372
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,566
−HK$1,213/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$43,260
+HK$2,481/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,689
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,834
−HK$1,161/mo
Today · 4.125%
HK$44,995
baseline
▲ 0.50% · 4.625%
HK$47,367
+HK$2,372/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,990/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,630
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,893
−HK$1,284/mo
Today · 4.125%
HK$43,177
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,354/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,200
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,412
−HK$1,230/mo
Today · 4.125%
HK$47,642
baseline
▲ 0.50% · 4.625%
HK$50,153
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,284/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).