▼ 0.50% · 3.625%
HK$16,792
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,315
−HK$530/mo
Today · 4.125%
HK$17,845
baseline
▲ 0.50% · 4.625%
HK$18,931
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,690/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,681
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,182
−HK$509/mo
Today · 4.125%
HK$19,691
baseline
▲ 0.50% · 4.625%
HK$20,728
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,382/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,472
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,046
−HK$584/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,824
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,549
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$560/mo
Today · 4.125%
HK$21,660
baseline
▲ 0.50% · 4.625%
HK$22,801
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,320/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,151
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,778
−HK$636/mo
Today · 4.125%
HK$21,414
baseline
▲ 0.50% · 4.625%
HK$22,717
+HK$1,303/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,828/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,417
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$610/mo
Today · 4.125%
HK$23,629
baseline
▲ 0.50% · 4.625%
HK$24,874
+HK$1,245/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,258/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,830
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,509
−HK$690/mo
Today · 4.125%
HK$23,199
baseline
▲ 0.50% · 4.625%
HK$24,610
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$46,398/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,286
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,937
−HK$661/mo
Today · 4.125%
HK$25,598
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$51,196/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,509
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,240
−HK$743/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,504
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,154
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$712/mo
Today · 4.125%
HK$27,567
baseline
▲ 0.50% · 4.625%
HK$29,020
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,134/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$796/mo
Today · 4.125%
HK$26,768
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,629/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,536/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,022
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$763/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,093
+HK$1,557/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,868
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$849/mo
Today · 4.125%
HK$28,552
baseline
▲ 0.50% · 4.625%
HK$30,290
+HK$1,738/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,104/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,890
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,692
−HK$813/mo
Today · 4.125%
HK$31,505
baseline
▲ 0.50% · 4.625%
HK$33,166
+HK$1,661/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$63,010/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$902/mo
Today · 4.125%
HK$30,337
baseline
▲ 0.50% · 4.625%
HK$32,183
+HK$1,846/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,674/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,758
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$864/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,238
+HK$1,764/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,166
−HK$956/mo
Today · 4.125%
HK$32,122
baseline
▲ 0.50% · 4.625%
HK$34,076
+HK$1,954/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$64,244/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,626
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$915/mo
Today · 4.125%
HK$35,443
baseline
▲ 0.50% · 4.625%
HK$37,311
+HK$1,868/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$70,886/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).