18/F C
in Metro Harbour View Phase II METRO HARBOUR VIEW PHASE 2 TOWER 5
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$798K, with repayments around HK$34,821/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,493 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 96 schools within a 1 km walk.
Everyday convenience — 137 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 497 Saleable ft²
- Gross Area
- 719 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-08 | HK$8.50M | +11.1% 4.6y · 2.0%/yr |
| 2017-03-06 | HK$7.65M | +128.4% 7.1y · 18.0%/yr |
| 2010-02-17 | HK$3.35M | +22.7% |
| 2005-06-03 | HK$2.73M | +11.4% |
| 2004-12-29 | HK$2.45M | +16.7% |
| 2002-08-10 | HK$2.10M | — |