▼ 0.50% · 3.625%
HK$20,104
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,730
−HK$635/mo
Today · 4.125%
HK$21,365
baseline
▲ 0.50% · 4.625%
HK$22,665
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,730/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,366
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,966
−HK$608/mo
Today · 4.125%
HK$23,574
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,148/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$698/mo
Today · 4.125%
HK$23,501
baseline
▲ 0.50% · 4.625%
HK$24,931
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$670/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,366/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,125
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,876
−HK$762/mo
Today · 4.125%
HK$25,638
baseline
▲ 0.50% · 4.625%
HK$27,198
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,276/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,839
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,559
−HK$730/mo
Today · 4.125%
HK$28,289
baseline
▲ 0.50% · 4.625%
HK$29,780
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,578/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,948
−HK$826/mo
Today · 4.125%
HK$27,774
baseline
▲ 0.50% · 4.625%
HK$29,464
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,548/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,075
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,855
−HK$791/mo
Today · 4.125%
HK$30,646
baseline
▲ 0.50% · 4.625%
HK$32,262
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,292/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$890/mo
Today · 4.125%
HK$29,911
baseline
▲ 0.50% · 4.625%
HK$31,731
+HK$1,820/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,822/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$852/mo
Today · 4.125%
HK$33,004
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$66,008/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$953/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$913/mo
Today · 4.125%
HK$35,361
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,722/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,167
−HK$1,017/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,785
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$974/mo
Today · 4.125%
HK$37,719
baseline
▲ 0.50% · 4.625%
HK$39,707
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,438/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,034/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,112/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,188
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$1,144/mo
Today · 4.125%
HK$38,457
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,340/mo
Deposit HK$882K · loan HK$7.93M · min. income ≈ HK$76,914/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,258
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,095/mo
Today · 4.125%
HK$42,433
baseline
▲ 0.50% · 4.625%
HK$44,670
+HK$2,237/mo
Deposit HK$882K · loan HK$7.93M · min. income ≈ HK$84,866/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).