▼ 0.50% · 3.625%
HK$20,829
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,477
−HK$658/mo
Today · 4.125%
HK$22,135
baseline
▲ 0.50% · 4.625%
HK$23,482
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,270/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,172
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,794
−HK$630/mo
Today · 4.125%
HK$24,424
baseline
▲ 0.50% · 4.625%
HK$25,711
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,912
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,625
−HK$724/mo
Today · 4.125%
HK$24,349
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,698/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,489
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,173
−HK$693/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,283
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$790/mo
Today · 4.125%
HK$26,562
baseline
▲ 0.50% · 4.625%
HK$28,178
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,124/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,807
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$757/mo
Today · 4.125%
HK$29,309
baseline
▲ 0.50% · 4.625%
HK$30,854
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,618/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,078
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,920
−HK$856/mo
Today · 4.125%
HK$28,776
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,751/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,552/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,124
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,932
−HK$819/mo
Today · 4.125%
HK$31,751
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,502/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,068
−HK$921/mo
Today · 4.125%
HK$30,989
baseline
▲ 0.50% · 4.625%
HK$32,875
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,978/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,311
−HK$883/mo
Today · 4.125%
HK$34,194
baseline
▲ 0.50% · 4.625%
HK$35,996
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,388/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,215
−HK$988/mo
Today · 4.125%
HK$33,203
baseline
▲ 0.50% · 4.625%
HK$35,223
+HK$2,020/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,406/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,758
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,690
−HK$946/mo
Today · 4.125%
HK$36,636
baseline
▲ 0.50% · 4.625%
HK$38,567
+HK$1,931/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,272/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,326
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,363
−HK$1,053/mo
Today · 4.125%
HK$35,416
baseline
▲ 0.50% · 4.625%
HK$37,571
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,832/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,070
−HK$1,008/mo
Today · 4.125%
HK$39,078
baseline
▲ 0.50% · 4.625%
HK$41,138
+HK$2,060/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,156/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$2,290/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,393
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,072/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,188/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,658
−HK$1,185/mo
Today · 4.125%
HK$39,843
baseline
▲ 0.50% · 4.625%
HK$42,268
+HK$2,425/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,686/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,710
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,828
−HK$1,135/mo
Today · 4.125%
HK$43,963
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,318/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,926/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).