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At today's rate and a 90% mortgage, the deposit on this unit is about HK$663K, with repayments around HK$28,928/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$198,211 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 185 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 127 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- F
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 498 ft²
- Efficiency
- 78%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-22 | HK$6.00M | +0.0% 12.3y · 2.0%/yr |
| 2024-06-04 | HK$6.00M | −11.8% 5.9y · −2.0%/yr |
| 2018-06-11 | HK$6.80M | +41.7% 6.1y · 7.0%/yr |
| 2012-05-17 | HK$4.80M | +12.9% |
| 2010-08-04 | HK$4.25M | — |