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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,433/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,866/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 185 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 127 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 79%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-23 | HK$5.35M | +23.0% 4.5y · 5.0%/yr |
| 2016-08-16 | HK$4.35M | +11.5% 1.9y · 6.0%/yr |
| 2014-10-17 | HK$3.90M | +0.5% |
| 2013-05-31 | HK$3.88M | +25.2% |
| 2012-04-19 | HK$3.10M | +16.1% |
| 2010-08-02 | HK$2.67M | — |