Home Yau Tsim Mong District One Silversea Tower 3

28/F A

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Floor

7/F A 969 ft² 7/F B 978 ft² 8/F A 1,016 ft² 8/F B 1,026 ft² 8/F C 665 ft² 9/F A 1,016 ft² 9/F B 1,026 ft² 9/F C 665 ft² 10/F A 1,016 ft² 10/F B 1,026 ft² 10/F C 665 ft² 11/F A 1,016 ft² 11/F B 1,026 ft² 11/F C 665 ft² 12/F A 1,016 ft² 12/F B 1,026 ft² 12/F C 665 ft² 15/F A 1,016 ft² 15/F B 1,026 ft² 15/F C 665 ft² 16/F A 1,016 ft² 16/F B 1,026 ft² 16/F C 665 ft² 17/F A 1,016 ft² 17/F B 1,026 ft² 17/F C 665 ft² 18/F A 1,016 ft² 18/F B 1,026 ft² 18/F C 665 ft² 19/F A 1,016 ft² 19/F B 1,026 ft² 19/F C 665 ft² 20/F A 1,016 ft² 20/F B 1,026 ft² 20/F C 665 ft² 21/F A 1,016 ft² 21/F B 1,026 ft² 21/F C 665 ft² 22/F A 1,016 ft² 22/F B 1,026 ft² 22/F C 665 ft² 23/F A 1,016 ft² 23/F B 1,026 ft² 23/F C 665 ft² 25/F A 1,016 ft² 25/F B 1,026 ft² 25/F C 665 ft² 26/F A 1,016 ft² 26/F B 1,026 ft² 26/F C 665 ft² 27/F A 1,016 ft² 27/F B 1,026 ft² 27/F C 665 ft² 28/F A 1,019 ft² 28/F B 1,030 ft² 29/F A 1,019 ft² 29/F B 1,030 ft² 29/F C 665 ft² 30/F A 1,019 ft² 30/F B 1,030 ft² 30/F C 665 ft² 31/F A 1,019 ft² 31/F B 1,030 ft² 31/F C 665 ft² 32/F A 1,019 ft² 32/F B 1,030 ft² 32/F C 665 ft² 33/F A 1,019 ft² 33/F B 1,030 ft² 33/F C 665 ft² 35/F A 1,019 ft² 35/F B 1,030 ft² 35/F C 665 ft² 36/F A 1,019 ft² 36/F B 1,030 ft² 36/F C 665 ft² 37/F A 1,019 ft² 37/F B 1,030 ft² 37/F C 665 ft² 38/F A 1,019 ft² 38/F B 1,030 ft² 38/F C 665 ft² 39/F A 1,019 ft² 39/F B 1,030 ft² 39/F C 665 ft² 40/F A 1,019 ft² 40/F B 1,030 ft² 40/F C 665 ft² 41/F A 1,019 ft² 41/F B 1,030 ft² 41/F C 665 ft² 42/F A 1,019 ft² 42/F B 1,030 ft² 42/F C 665 ft² 43/F A 1,019 ft² 43/F B 1,030 ft² 43/F C 670 ft² 45/F A 1,019 ft² 45/F B 1,030 ft² 46/F A 1,758 ft²

Crescira AVM · estimated value ● Medium confidence

HK$27.86M

≈ HK$27,336 / ft² saleable · updated 2026-10-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.36M, with repayments around HK$94,501/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$88,925

−HK$5,576/mo

▼ 0.25% · 3.875%

HK$91,691

−HK$2,810/mo

Today · 4.125%

HK$94,501

baseline

▲ 0.50% · 4.625%

HK$100,251

+HK$5,750/mo

Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$189,002/mo (50% DSR)

Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,858 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 28/F
Flat: A
Saleable Area: 1,019 ft²
Gross Area: 1,295 ft²
Efficiency: 79%
District: Yau Tsim Mong District · Kowloon
School net (POA): 32

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-04-08	HK$26.00M	−18.8% 3.6y	HK$25,515	HK$20,077
2021-09-23	HK$32.00M	−2.1% 3.2y	HK$31,403	HK$24,710
2018-07-06	HK$32.68M	+110.8% 8.7y	HK$32,071	HK$25,236
2009-11-06	HK$15.50M	+10.8% 4.1y	HK$15,211	HK$11,969
2005-10-28	HK$13.99M	—	HK$13,725	HK$10,800