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At today's rate and a 90% mortgage, the deposit on this unit is about HK$490K, with repayments around HK$21,358/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,716/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 108 schools within a 1 km walk.
Everyday convenience — 171 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 125 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C7
- Saleable Area
- 315 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-22 | HK$4.68M | −14.9% 3.7y · −4.0%/yr |
| 2020-08-18 | HK$5.50M | −11.3% 1.6y · −7.0%/yr |
| 2018-12-17 | HK$6.20M | +11.3% 3.4y · 3.0%/yr |
| 2015-07-28 | HK$5.57M | — |