▼ 0.50% · 3.625%
HK$22,463
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,162
−HK$710/mo
Today · 4.125%
HK$23,872
baseline
▲ 0.50% · 4.625%
HK$25,325
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,744/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,661
−HK$680/mo
Today · 4.125%
HK$26,341
baseline
▲ 0.50% · 4.625%
HK$27,729
+HK$1,388/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,682/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$781/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,857
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,489
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$748/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,502
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,956
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,795
−HK$852/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,390
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,988
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,793
−HK$816/mo
Today · 4.125%
HK$31,609
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,218/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$923/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,922
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,487
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,359
−HK$884/mo
Today · 4.125%
HK$34,243
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,486/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,427
−HK$994/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$2,034/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,986
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,925
−HK$952/mo
Today · 4.125%
HK$36,877
baseline
▲ 0.50% · 4.625%
HK$38,821
+HK$1,944/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,754/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,695
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,743
−HK$1,065/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,987
+HK$2,179/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,486
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,491
−HK$1,020/mo
Today · 4.125%
HK$39,511
baseline
▲ 0.50% · 4.625%
HK$41,593
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,022/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,942
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,059
−HK$1,136/mo
Today · 4.125%
HK$38,195
baseline
▲ 0.50% · 4.625%
HK$40,519
+HK$2,324/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,390/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,985
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,057
−HK$1,088/mo
Today · 4.125%
HK$42,145
baseline
▲ 0.50% · 4.625%
HK$44,366
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,290/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,188
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,376
−HK$1,207/mo
Today · 4.125%
HK$40,583
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,166/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,484
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,623
−HK$1,156/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,139
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,434
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,692
−HK$1,278/mo
Today · 4.125%
HK$42,970
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,614/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,940/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,983
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,189
−HK$1,224/mo
Today · 4.125%
HK$47,413
baseline
▲ 0.50% · 4.625%
HK$49,912
+HK$2,499/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$94,826/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).