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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,624/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.22M · min. income ≈ HK$31,248/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 221 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-13 | HK$3.88M | −3.0% 8.9y |
| 2017-08-02 | HK$4.00M | +25.8% 4.2y · 6.0%/yr |
| 2013-05-28 | HK$3.18M | +71.0% |
| 2011-01-19 | HK$1.86M | −9.7% |
| 2008-02-01 | HK$2.06M | — |