Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,225/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,450/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 246 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 61%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-12 | HK$4.50M | +3.4% 1.5y · 2.0%/yr |
| 2019-04-08 | HK$4.35M | +21.5% 2.5y · 9.0%/yr |
| 2016-10-11 | HK$3.58M | +67.3% 11.1y · 6.0%/yr |
| 2005-09-08 | HK$2.14M | — |