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At today's rate and a 90% mortgage, the deposit on this unit is about HK$320K, with repayments around HK$13,954/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,908/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 214 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 62%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-09 | HK$4.40M | +46.7% 3.3y · 14.0%/yr |
| 2016-01-05 | HK$3.00M | +50.0% 4.8y · 10.0%/yr |
| 2011-04-04 | HK$2.00M | +8.7% |
| 2010-10-22 | HK$1.84M | +31.4% |
| 2010-08-24 | HK$1.40M | +20.7% |
| 2004-04-17 | HK$1.16M | — |