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At today's rate and a 90% mortgage, the deposit on this unit is about HK$325K, with repayments around HK$14,159/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$325K · loan HK$2.92M · min. income ≈ HK$28,318/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 214 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 62%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-21 | HK$3.38M | −16.7% 4.9y · −3.0%/yr |
| 2020-05-29 | HK$4.06M | +93.3% 9.1y · 10.0%/yr |
| 2011-04-14 | HK$2.10M | +37.3% |
| 2008-06-26 | HK$1.53M | +18.6% |
| 2004-05-13 | HK$1.29M | — |