34/F H
in Metro Harbour View Phase II METRO HARBOUR VIEW PHASE 2 TOWER 10
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$606K, with repayments around HK$26,422/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$606K · loan HK$5.45M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$140,751 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 95 schools within a 1 km walk.
Everyday convenience — 146 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- H
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-11 | HK$7.39M | +12.3% 3.2y · 4.0%/yr |
| 2018-08-29 | HK$6.58M | +94.7% 7.5y · 13.0%/yr |
| 2011-02-22 | HK$3.38M | +51.6% |
| 2008-03-14 | HK$2.23M | −1.3% |
| 2005-07-27 | HK$2.26M | — |