▼ 0.50% · 3.625%
HK$21,247
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,908
−HK$672/mo
Today · 4.125%
HK$22,580
baseline
▲ 0.50% · 4.625%
HK$23,954
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,160/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,637
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,271
−HK$644/mo
Today · 4.125%
HK$24,915
baseline
▲ 0.50% · 4.625%
HK$26,228
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,830/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,372
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,099
−HK$739/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,001
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,699
−HK$707/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,497
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$806/mo
Today · 4.125%
HK$27,096
baseline
▲ 0.50% · 4.625%
HK$28,744
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,192/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$771/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,473
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,622
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$873/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$31,140
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,729
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,553
−HK$836/mo
Today · 4.125%
HK$32,389
baseline
▲ 0.50% · 4.625%
HK$34,096
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,778/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,746
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$940/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,535
+HK$1,923/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,980
−HK$900/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$36,719
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$1,008/mo
Today · 4.125%
HK$33,870
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$2,060/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,740/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,407
−HK$965/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,342
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,996
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,053
−HK$1,075/mo
Today · 4.125%
HK$36,128
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,256/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,820
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,834
−HK$1,029/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$41,964
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,120
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,244
−HK$1,142/mo
Today · 4.125%
HK$38,386
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,772/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,184
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,094/mo
Today · 4.125%
HK$42,355
baseline
▲ 0.50% · 4.625%
HK$44,587
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,710/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,245
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,435
−HK$1,209/mo
Today · 4.125%
HK$40,644
baseline
▲ 0.50% · 4.625%
HK$43,117
+HK$2,473/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,288/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,547
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,689
−HK$1,157/mo
Today · 4.125%
HK$44,846
baseline
▲ 0.50% · 4.625%
HK$47,210
+HK$2,364/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,692/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).