▼ 0.50% · 3.625%
HK$22,501
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,201
−HK$711/mo
Today · 4.125%
HK$23,912
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$681/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,776
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,752
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,521
−HK$783/mo
Today · 4.125%
HK$26,304
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,608/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,536
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,274
−HK$750/mo
Today · 4.125%
HK$29,024
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,048/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,002
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$853/mo
Today · 4.125%
HK$28,695
baseline
▲ 0.50% · 4.625%
HK$30,441
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,390/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,039
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,845
−HK$817/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,331
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,252
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,162
−HK$924/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,978
+HK$1,892/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,415
−HK$886/mo
Today · 4.125%
HK$34,301
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$1,808/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,602/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,482
−HK$995/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,514
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$953/mo
Today · 4.125%
HK$36,939
baseline
▲ 0.50% · 4.625%
HK$38,886
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,878/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,752
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,802
−HK$1,067/mo
Today · 4.125%
HK$35,869
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$2,182/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,738/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,549
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,556
−HK$1,022/mo
Today · 4.125%
HK$39,578
baseline
▲ 0.50% · 4.625%
HK$41,664
+HK$2,086/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,156/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,122
−HK$1,138/mo
Today · 4.125%
HK$38,260
baseline
▲ 0.50% · 4.625%
HK$40,588
+HK$2,328/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,520/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,052
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,090/mo
Today · 4.125%
HK$42,216
baseline
▲ 0.50% · 4.625%
HK$44,441
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,432/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,252
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,442
−HK$1,209/mo
Today · 4.125%
HK$40,651
baseline
▲ 0.50% · 4.625%
HK$43,125
+HK$2,474/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,302/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,697
−HK$1,158/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,219
+HK$2,364/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,503
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,762
−HK$1,280/mo
Today · 4.125%
HK$43,042
baseline
▲ 0.50% · 4.625%
HK$45,661
+HK$2,619/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,084/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,059
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,267
−HK$1,226/mo
Today · 4.125%
HK$47,493
baseline
▲ 0.50% · 4.625%
HK$49,996
+HK$2,503/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,986/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).