▼ 0.50% · 3.625%
HK$4,603
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$145/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$298/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$139/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$285/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$328/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$153/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$175/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$168/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$189/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$387/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$181/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,386
+HK$370/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,444
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$204/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,265
+HK$417/mo
Deposit HK$606K · loan HK$1.41M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,169
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,361
−HK$195/mo
Today · 4.125%
HK$7,556
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$398/mo
Deposit HK$606K · loan HK$1.41M · min. income ≈ HK$15,112/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,904
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$218/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,783
+HK$446/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,681
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$209/mo
Today · 4.125%
HK$8,096
baseline
▲ 0.50% · 4.625%
HK$8,522
+HK$426/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$16,192/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$233/mo
Today · 4.125%
HK$7,826
baseline
▲ 0.50% · 4.625%
HK$8,302
+HK$476/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$15,652/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,193
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,412
−HK$223/mo
Today · 4.125%
HK$8,635
baseline
▲ 0.50% · 4.625%
HK$9,091
+HK$456/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$17,270/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$247/mo
Today · 4.125%
HK$8,315
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$506/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$16,630/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,705
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,938
−HK$237/mo
Today · 4.125%
HK$9,175
baseline
▲ 0.50% · 4.625%
HK$9,659
+HK$484/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$18,350/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,285
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,543
−HK$261/mo
Today · 4.125%
HK$8,804
baseline
▲ 0.50% · 4.625%
HK$9,340
+HK$536/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,608/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,217
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,464
−HK$251/mo
Today · 4.125%
HK$9,715
baseline
▲ 0.50% · 4.625%
HK$10,227
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,430/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).