▼ 0.50% · 3.625%
HK$4,290
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$136/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$277/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$130/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$265/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$150/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$305/mo
Deposit HK$847K · loan HK$1.03M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$143/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$847K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$162/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,804
+HK$333/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,728
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$156/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$318/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$176/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$169/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$345/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$189/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$389/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,682
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$181/mo
Today · 4.125%
HK$7,043
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$372/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,086/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$203/mo
Today · 4.125%
HK$6,839
baseline
▲ 0.50% · 4.625%
HK$7,255
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,678/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,160
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,352
−HK$195/mo
Today · 4.125%
HK$7,547
baseline
▲ 0.50% · 4.625%
HK$7,944
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,094/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,078
−HK$217/mo
Today · 4.125%
HK$7,295
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$444/mo
Deposit HK$376K · loan HK$1.51M · min. income ≈ HK$14,590/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,637
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,842
−HK$208/mo
Today · 4.125%
HK$8,050
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$424/mo
Deposit HK$376K · loan HK$1.51M · min. income ≈ HK$16,100/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,294
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,521
−HK$230/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$472/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,114
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,332
−HK$221/mo
Today · 4.125%
HK$8,553
baseline
▲ 0.50% · 4.625%
HK$9,004
+HK$451/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,106/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,723
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,963
−HK$244/mo
Today · 4.125%
HK$8,207
baseline
▲ 0.50% · 4.625%
HK$8,707
+HK$500/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,414/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,592
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,822
−HK$234/mo
Today · 4.125%
HK$9,056
baseline
▲ 0.50% · 4.625%
HK$9,533
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,112/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).