▼ 0.50% · 3.625%
HK$3,723
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$118/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$241/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$113/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$230/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$130/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$264/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$124/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$253/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$135/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$147/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$164/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$158/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$322/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,584
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$176/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,295
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$169/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,893
+HK$345/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$189/mo
Today · 4.125%
HK$6,330
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$385/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,660/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$180/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$368/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,525
−HK$200/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,135
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,229
−HK$192/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$212/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,554
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,454
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,654
−HK$203/mo
Today · 4.125%
HK$7,857
baseline
▲ 0.50% · 4.625%
HK$8,271
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,714/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).