▼ 0.50% · 3.625%
HK$3,435
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$109/mo
Today · 4.125%
HK$3,650
baseline
▲ 0.50% · 4.625%
HK$3,872
+HK$222/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$7,300/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$104/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,240
+HK$213/mo
Deposit HK$753K · loan HK$753K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$119/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$244/mo
Deposit HK$678K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$114/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$234/mo
Deposit HK$678K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$130/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$266/mo
Deposit HK$602K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$125/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$255/mo
Deposit HK$602K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$136/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$275/mo
Deposit HK$527K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$311/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$145/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$452K · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$163/mo
Today · 4.125%
HK$5,475
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$333/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,950/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$156/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$318/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$174/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$355/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$167/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$185/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,670
−HK$176/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$196/mo
Today · 4.125%
HK$6,570
baseline
▲ 0.50% · 4.625%
HK$6,970
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,140/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$187/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$382/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).