▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$143/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$137/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$171/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$350/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$164/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$335/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$186/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$379/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$178/mo
Today · 4.125%
HK$6,881
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$362/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,762/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$200/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,124
+HK$408/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$191/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,981
−HK$214/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$438/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$205/mo
Today · 4.125%
HK$7,939
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$419/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$15,878/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,222
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$228/mo
Today · 4.125%
HK$7,675
baseline
▲ 0.50% · 4.625%
HK$8,142
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,350/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,034
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,250
−HK$219/mo
Today · 4.125%
HK$8,469
baseline
▲ 0.50% · 4.625%
HK$8,915
+HK$446/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,938/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,912
−HK$243/mo
Today · 4.125%
HK$8,155
baseline
▲ 0.50% · 4.625%
HK$8,651
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,310/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,537
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,766
−HK$232/mo
Today · 4.125%
HK$8,998
baseline
▲ 0.50% · 4.625%
HK$9,472
+HK$474/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,996/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,125
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,378
−HK$256/mo
Today · 4.125%
HK$8,634
baseline
▲ 0.50% · 4.625%
HK$9,160
+HK$526/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,268/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,039
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,281
−HK$246/mo
Today · 4.125%
HK$9,527
baseline
▲ 0.50% · 4.625%
HK$10,029
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,054/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).