▼ 0.50% · 3.625%
HK$4,454
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$141/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$288/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$135/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$276/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$155/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$317/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$149/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$302/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$168/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$346/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$162/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,598
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$183/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$374/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$175/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,148
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$197/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,124
−HK$189/mo
Today · 4.125%
HK$7,313
baseline
▲ 0.50% · 4.625%
HK$7,698
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,626/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,682
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$212/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,533
+HK$432/mo
Deposit HK$488K · loan HK$1.47M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,633
−HK$202/mo
Today · 4.125%
HK$7,835
baseline
▲ 0.50% · 4.625%
HK$8,248
+HK$413/mo
Deposit HK$488K · loan HK$1.47M · min. income ≈ HK$15,670/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,127
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$225/mo
Today · 4.125%
HK$7,574
baseline
▲ 0.50% · 4.625%
HK$8,035
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,148/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,929
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,141
−HK$216/mo
Today · 4.125%
HK$8,357
baseline
▲ 0.50% · 4.625%
HK$8,798
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,714/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,573
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,808
−HK$239/mo
Today · 4.125%
HK$8,047
baseline
▲ 0.50% · 4.625%
HK$8,537
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,094/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,424
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,650
−HK$229/mo
Today · 4.125%
HK$8,879
baseline
▲ 0.50% · 4.625%
HK$9,348
+HK$469/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,758/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,267
−HK$254/mo
Today · 4.125%
HK$8,521
baseline
▲ 0.50% · 4.625%
HK$9,039
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,042/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,920
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,159
−HK$243/mo
Today · 4.125%
HK$9,402
baseline
▲ 0.50% · 4.625%
HK$9,897
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,804/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).