▼ 0.50% · 3.625%
HK$3,866
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$239/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$135/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$275/mo
Deposit HK$763K · loan HK$932K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$129/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$263/mo
Deposit HK$763K · loan HK$932K · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$147/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$300/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$140/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$287/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$158/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$310/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$171/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,182
−HK$164/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$334/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$175/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$359/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$196/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,973
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,881
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$188/mo
Today · 4.125%
HK$7,253
baseline
▲ 0.50% · 4.625%
HK$7,635
+HK$382/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,506/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,776
−HK$208/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$425/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$199/mo
Today · 4.125%
HK$7,706
baseline
▲ 0.50% · 4.625%
HK$8,112
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,412/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$220/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,844
+HK$449/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$210/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$430/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).