▼ 0.50% · 3.625%
HK$3,203
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$101/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$207/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$97/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$198/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$112/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$227/mo
Deposit HK$632K · loan HK$773K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$107/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$217/mo
Deposit HK$632K · loan HK$773K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$122/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$248/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$116/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$238/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$131/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$270/mo
Deposit HK$492K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$126/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$257/mo
Deposit HK$492K · loan HK$913K · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$142/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$136/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$277/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$152/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$311/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$145/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$162/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$331/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,855
−HK$155/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$164/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$337/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$182/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$373/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$175/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$356/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).