▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$105/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$214/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$100/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$205/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,648
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$115/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$236/mo
Deposit HK$655K · loan HK$800K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$110/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$226/mo
Deposit HK$655K · loan HK$800K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$126/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$257/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$120/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$246/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$136/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$279/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$130/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$267/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$147/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$141/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$151/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$307/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$168/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$161/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$178/mo
Today · 4.125%
HK$5,992
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,984/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,273
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$171/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$189/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$386/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,642
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$181/mo
Today · 4.125%
HK$7,001
baseline
▲ 0.50% · 4.625%
HK$7,370
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$14,002/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).