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5/F H室 (46號前座)

in Hoi Kwok Building

Yau Tsim Mong District · Kowloon

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2/F A室(54號) 494 ft² 2/F D室 (20號) 452 ft² 2/F E室 (52號後座) 490 ft² 2/F F室(50號後座) 465 ft² 2/F H室 (46號前座) 455 ft² 2/F I室(44號前座) 480 ft² 3/F A室 (54號) 494 ft² 3/F G室 (48號前座) 509 ft² 3/F H室(46號前座) 455 ft² 3/F I室 (44號前座) 480 ft² 3/F J室 (48號後座) 452 ft² 3/F K室(46號後座) 476 ft² 4/F A室 (54號) 494 ft² 4/F C室 (50號前座) 523 ft² 4/F E室(52號後座) 490 ft² 4/F F室 (50號後座) 465 ft² 4/F G室(48號前座) 509 ft² 4/F J室(48號後座) 452 ft² 4/F K室(46號後座) 476 ft² 4/F L室 (44號後座) 443 ft² 5/F A室 (54號) 494 ft² 5/F B室 (52號前座) 469 ft² 5/F H室 (46號前座) 455 ft² 5/F I室 (44號前座) 480 ft² 5/F J室(48號後座) 452 ft² 5/F L室 (44號後座) 443 ft² 6/F A室 (54號) 494 ft² 6/F B室 (52號前座) 469 ft² 6/F D室 (20號) 452 ft² 6/F F室 (50號後座) 465 ft² 6/F G室(48號前座) 509 ft² 6/F H室(46號前座) 455 ft² 6/F I室(44號前座) 480 ft² 6/F K室 (46號後座) 476 ft² 6/F L室(44號後座) 443 ft² 7/F E室(52號後座) 490 ft² 7/F F室 (50號後座) 465 ft² 7/F G室 (48號前座) 509 ft² 7/F H室 (46號前座) 455 ft² 7/F K室(46號後座) 476 ft² 7/F L室(44號後座) 443 ft² 8/F C室(50號前座) 523 ft² 8/F D室 (20號) 452 ft² 8/F E室 (52號後座) 490 ft² 8/F F室 (50號後座) 465 ft² 8/F G室 (48號前座) 509 ft² 8/F I室 (44號前座) 480 ft² 8/F K室(46號後座) 476 ft² 8/F L室(44號後座) 443 ft²
Crescira AVM · estimated value ● Medium confidence
HK$2.70M
≈ HK$5,931 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,770/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,076
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,420
−HK$350/mo
Today · 4.125%
HK$11,770
baseline
▲ 0.50% · 4.625%
HK$12,486
+HK$716/mo

Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,540/mo (50% DSR)

Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
H室 (46號前座)
Saleable Area
455 ft²
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2010-05-20 HK$1.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Olympic
≈ 5 min walk · 358 m
Education
53
schools within 1 km (13 within 500 m)
Daily convenience
70
within 1 km (18 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Olympic Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 70 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building