Skip to content
Crescira AVM · estimated value Medium confidence
HK$3.69M
≈ HK$10,592 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$369K, with repayments around HK$16,078/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,129
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,600
−HK$478/mo
Today · 4.125%
HK$16,078
baseline
▲ 0.50% · 4.625%
HK$17,056
+HK$978/mo

Deposit HK$369K · loan HK$3.32M · min. income ≈ HK$32,156/mo (50% DSR)

Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
D
Saleable Area
348 ft²
Gross Area
449 ft²
Efficiency
78%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2022-01-05 HK$5.78M +59.7%
7.6y
2014-06-10 HK$3.62M +65.3%
2011-02-10 HK$2.19M +143.3%
2000-10-12 HK$900K −45.1%
1996-07-24 HK$1.64M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Austin
≈ 4 min walk · 296 m
Education
42
schools within 1 km (13 within 500 m)
Daily convenience
73
within 1 km (28 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Austin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 73 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com