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Crescira AVM · estimated value ● Medium confidence
HK$3.69M
≈ HK$10,604 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$369K, with repayments around HK$16,095/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,146
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,617
−HK$478/mo
Today · 4.125%
HK$16,095
baseline
▲ 0.50% · 4.625%
HK$17,075
+HK$980/mo

Deposit HK$369K · loan HK$3.32M · min. income ≈ HK$32,190/mo (50% DSR)

Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
D
Saleable Area
348 ft²
Gross Area
449 ft²
Efficiency
78%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2017-06-02 HK$4.43M +392.2%
15.1y
2002-05-04 HK$900K −9.8%
1.0y
2001-05-03 HK$998K +23.2%
0.9y
2001-04-19 HK$810K +8.0%
0.8y
2000-06-23 HK$750K −42.3%
1.0y
1999-06-05 HK$1.30M −2.3%
2.9y
1996-07-05 HK$1.33M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Austin
≈ 4 min walk · 296 m
Education
42
schools within 1 km (13 within 500 m)
Daily convenience
72
within 1 km (27 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Austin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building