▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$216/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$101/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,136
+HK$207/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$117/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$238/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$112/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$228/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$127/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$260/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$122/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$248/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$138/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$282/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$132/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$269/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$148/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$303/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$289/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$159/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$311/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$169/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,124
−HK$162/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$180/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,422
+HK$369/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,507
−HK$172/mo
Today · 4.125%
HK$6,679
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,358/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$190/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,799
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$182/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,445
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).