▼ 0.50% · 3.625%
HK$3,574
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$113/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$232/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$108/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$124/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$254/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$119/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$243/mo
Deposit HK$705K · loan HK$862K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$135/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,835
+HK$277/mo
Deposit HK$627K · loan HK$940K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$129/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$265/mo
Deposit HK$627K · loan HK$940K · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$300/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$141/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$323/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$152/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$309/mo
Deposit HK$470K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$170/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$346/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,124
−HK$163/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$331/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,897
−HK$180/mo
Today · 4.125%
HK$6,077
baseline
▲ 0.50% · 4.625%
HK$6,447
+HK$370/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,154/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,533
−HK$173/mo
Today · 4.125%
HK$6,706
baseline
▲ 0.50% · 4.625%
HK$7,059
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,412/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$192/mo
Today · 4.125%
HK$6,457
baseline
▲ 0.50% · 4.625%
HK$6,850
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,914/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,941
−HK$184/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$203/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$416/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,157
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,349
−HK$195/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$7,942
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).