▼ 0.50% · 3.625%
HK$3,238
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$102/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$210/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$201/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$113/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$230/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$108/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$220/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$251/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$118/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$240/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$133/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$272/mo
Deposit HK$497K · loan HK$923K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$128/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,197
+HK$260/mo
Deposit HK$497K · loan HK$923K · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$143/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$293/mo
Deposit HK$426K · loan HK$994K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$137/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$281/mo
Deposit HK$426K · loan HK$994K · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,009
−HK$153/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$314/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,549
−HK$147/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$300/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$163/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$157/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$320/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$166/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$341/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$185/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$176/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$361/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).