▼ 0.50% · 3.625%
HK$3,500
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$111/mo
Today · 4.125%
HK$3,719
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$226/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$7,438/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$106/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,320
+HK$216/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$122/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$249/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$117/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$238/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$271/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$127/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$260/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$144/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$294/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$138/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$281/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$155/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$316/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$148/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$303/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$165/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$340/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$159/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$325/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$177/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,229
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,396
−HK$170/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$188/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,707
+HK$385/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,618
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$180/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$368/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$199/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$190/mo
Today · 4.125%
HK$7,386
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$390/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,772/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).